Car Leasing For Young People
Hi to all you young people out there who just can’t wait to start driving or are in the middle of taking driving lessons. I have not even started my lessons yet and I am already looking at cars that I like i.e. Golf R32 and Astra VXR which are all too expensive to buy outright but there is a solution to all our problems.
How about leasing a car which is so much easier and a lot less expensive?
Vauhall Corsa Leasing
Car leasing is a hell of a lot cheaper than buying or hire purchase!
Is it even possible to get a car at our age on finance?
No, of course it isn’t it’s down to our parents to stand it in their name.
That would make it so much easier and simple as it would be the same as if we were on their insurance. For example they lease the car and insure the car and then we write the car off oops, if that was you or me insuring the car then our insurance would go through the roof, again because of our age.
It doesn’t just have to be the sports car we all want it could be any car and we don’t want our parents going off on one because we have just wrote our car off.
Anyway we are all young we don’t want a second hand car we want a brand spanking new one just out of the dealer’s showroom, well I know I do! Well guess what we can get this brand new car by leasing it. As I said above it is so much easier than buying. But it is all down our the parents, if they trust us enough to get it without damaging the car its all about the trust in the family.
Also not just if you are looking for a car say you were a young guy or girl just starting in a new business and needed a van you can also lease them to which would also be easier, or if your mum or dad worked for a company who use vans they can always lease one it’s the same as car leasing but it’s van leasing which you would be able to do through the company with their say so. It’s a lot more simple than the company buying it if you know what I’m getting at, if I was in a small company or had my own company just delivering small items or parcels I would like a small van like an Astra sportive as I like sporty looking cars and vans but you could be looking for any van with different specification, pay loads I.e. what weight you carry stuff like that you can always lease it.
Ok this is how it is if you want to buy a car on finance which is more expensive than leasing it feel free to do so but there will be no discount in the vehicle, by leasing the vehicle there is a % of discount in the vehicle which the broker works with to work out the monthly rentals. For talking sake the car or van in the dealer is £15,000 to buy outright the leasing company gets a % of discount on that same vehicle yeah, which gives them room to work with. You would NEVER be able to negotiate the same discount that your broker gets.
Here is how leasing works:
You enquire about the vehicle you want either by phone call or email enquiry and within 24 hours or the same day you are contacted and asked various questions i.e. if it was a Golf yeah what model would it be you are after lets call the customer john he says “ it’s a 1.9 tdi s 5dr “ I would then reply “ is there any colour of car you want or options on the car john” he then says “silver or black” I then say “ that’s fine I will see what I can do” then I ask would it be personal or business lease you are after he replies “ personal” I ask him how long he would like to take the lease over he says “3 years” I then ask “do you know roughly how many miles per year the car will do” he says “around about 12k per year” I then say “that’s ok, I would advise that you get the car maintained your self as it will be cheaper to do so” he replies “fine” then I ask how soon he needs the car and if he would be ok with a credit search performed against him as we work with twelve different funders and it is to see which one would be best to put you through and he agrees so I take his details, within 45 mins I have a price and I ring him back giving this price, if he likes it and would like to deal then I take a proposal form over the phone and propose John for finance. If it is accepted then I would order the vehicle. If the car or van is in stock then we deliver it to John within 10 to 14 days. It is so simple.
Chris L aged 17.
